Regardless of what I end up doing in a year, I need to start saving more money. Normally when I make my personal budget, I add up all the monthly expenses and then figure out how much I can allocate to entertainment, savings and debt repayment. This time, the first line items were for savings and debt repayments. That needs to be the priority, so I made sure my planning reflected it. The number one task is to save $1,000 a month. That's more than I have ever saved before. The numbers add up as long as I make the necessary sacrifices.
Step two was setting up an automatic transfer from my checking account to savings every week for $230.
It is definitely a bit scary and nerve-wracking to know that that much money is going to be leaving my account EVERY week, but it's a good thing. It forces success rather than just hope that my resolve stays strong enough every month to make the manual transfer.
Living uncomfortably can be a good thing.